GTA Multiplex · Unlocking Hidden Density

The homes
hiding in
the lot.

Across the GTA, a single lot can now hold three, four, even six income-producing homes. PlexEdge finds the properties that pencil, proves it with real design and numbers, and runs it from concept to transaction or build — for investors, and for owners who want to live in one and rent the rest.

Check a lot → See how it works
Track recordFamily multiplex operators since 2000 WhereToronto, Hamilton, Kitchener–Waterloo and the Greater Toronto Area ScaleTriplex to fourplex · up to sixplex in parts of Toronto · +1 garden suite
Where to start

Start with the numbers — free.

Free Tool

How many units can your lot hold?

A free 60-second check. Enter your address and see whether your lot could support a multiplex.

Run PlexCheck → Homeowners

Your lot may be worth more than your house.

The value most owners are never shown — and what it could mean before you list.

Get the seller guide → Buyers & Investors

Buy real estate that pays for itself.

A multiplex where the tenants help carry the mortgage — for less down than most assume.

Get the buyer guide →
What PlexEdge brings

One team, from the first look to a finished, leased building.

Most people chasing a multiplex end up assembling it themselves — a realtor here, a designer there, a builder, a lender, someone to lease it. PlexEdge runs the whole path as one team: we find the lot, prove the numbers, coordinate the design and the build with our partners, help line up the financing, and help you lease it. Whether you’re holding it for income or living in one unit, you work with one accountable operator instead of five.

How PlexEdge works
  • Find the lot — we screen the market for properties that actually pencil as a multiplex, on and off market.
  • Prove the numbers — a feasibility read on what the lot can hold and whether it works, before you commit a dollar.
  • Design and build, coordinated — the architect and our construction partner (15+ years, 200+ units), kept moving to one plan.
  • Line up the financing — including CMHC and MLI Select, where a well-designed multiplex can earn better terms.
  • Lease it, or sell it — hold the income units, or sell the finished building at the higher value. Either way, we help you land it.

You don’t have to be a developer to own a multiplex — you need someone who can run the whole thing. That’s the point of PlexEdge: one team that takes it from a lot to a leased building, whether you’re building income or a home you live in.

What We Do

One partner, from first look to finished multiplex.

Advisory, acquisition, development coordination and sales — the whole path from a single lot to the right number of homes it can support — three or four, up to six in parts of Toronto — whether you’ll live in one or hold them all, delivered by one team that knows multiplexes for what they truly are.

Advisory

We read what your lot can legally become — triplex to sixplex, depending on the city — and what it’s realistically worth as one, with real design and numbers before you commit.

Acquisition

Buying to build? We find and secure multiplex-ready lots across Toronto, Hamilton, Kitchener-Waterloo and the GTA — on and off market — with financing guided by our mortgage-broker partner.

Development Coordination

One point of contact through design, permits and construction, working with our architect and builder partners — so you’re not managing five trades yourself.

Sales

We sell the finished multiplex — and the potential. If your lot already allows a fourplex but it’s marketed like any other house, we position and sell it for what it can become. Buying instead? We represent you too — all through HomeLife G1 Realty Inc., Brokerage.

More below
Build Focus

We design for what a multiplex is — not for show.

A multiplex is income-producing housing. The money belongs in the things people actually live with — that is where it should go.

Layouts that work

Real bedrooms, real storage, space where it counts — in every unit, not just the owner’s.

Soundproofing

Proper separation you can hear — the difference between neighbours and noise.

Insulation & efficiency

Built to today’s code, so heating and cooling bills stay predictable.

Durable materials

Chosen for the people living there and the years ahead — not for staging photos.

Mechanical systems

The unglamorous equipment that quietly decides what a building costs to run.

Light & separation

Good natural light and a proper sense of privacy — homes, not “units.”

Expensive finishes only make sense when the rent supports them. We underwrite the building first, then design accordingly — cost-disciplined, not stripped-down — so the money goes where it earns its keep, not into flourishes tenants won’t pay for.

The Idea

A lot that holds several homes is an income asset first — and sometimes, a home too.

Income first

Ontario changed the rules, and a single lot can now hold three, four, even six self-contained homes. For an investor that’s a building that pays — several rents on one piece of land, in the markets people actually want to live in.

Live-in works too

You can also live in one unit and let the others carry the mortgage — ownership that felt out of reach, made attainable. Same building, two ways to hold it.

Where we learned it

It’s an old idea, done well for generations in cities like Montreal — a well-run plex that quietly works. We bring that instinct to Ontario’s new rules, without pretending it’s the only way to build.

Taran Aujla

Grew up in — and invested in — the family’s multiplexes in Montreal since 2000. Now on the deal side as a Salesperson, unlocking the multiplex advantage for live-in owners and investors across Ontario.

Learn more about me →
Who You’re Working With

Led by an owner, not a marketer.

Taran Aujla, Real Estate Salesperson
Taran Aujla
Founder & Multiplex Lead
Real Estate Salesperson · HomeLife G1 Realty Inc., Brokerage · RECO #6024721
Real estate investor · Multiplex owner-operator · Former Business & Real Estate Lawyer (10 yrs)
Connect on LinkedIn →

Since 2000, I helped run my family’s multiplexes in Montreal alongside my father and brother — while I was still studying and working. It was never a plan or a title. It was simply how we lived, and I don’t think any of us would have called ourselves “landlords.” The buildings just worked: the rents covered the mortgage, so we lived in our own home without really paying for it. That is the quiet math of a well-run plex, and it is the first thing real estate ever taught me.

From there it never really left me. What began as a home was also, I came to see, an asset that generates income — and I went on to invest on my own, then practised business and real estate law in Ontario for a decade, before moving to the deal side as a licensed Salesperson. I have been around real estate my whole life — as a home, an asset and a business. I have lived in a plex, collected the rent and fixed what broke, so I read these buildings the way an owner does, not the way a listing does.

Ask me about the stock market and I won’t pretend to know much. Real estate is different — I’m genuinely passionate about it. I like that it’s a real thing you can own, and that with a bit of creativity there’s far more you can do with a property than simply live in it.

One lead, the right professionals.

Advisory & Representation

Taran Aujla

Grew up in, invested in and managed the family’s multiplexes; now an investor and Salesperson. Finds the deal, reads the potential, and represents the sale or purchase — through HomeLife G1 Realty Inc., Brokerage.

Partner · Design

Licensed architecture & engineering

Zoning, feasibility, stamped drawings and permits from a licensed OAA architecture and engineering firm. The concept and the approvals.

Partner · Construction

Multiplex build partner

Every lot is assessed on its own to decide whether a conversion or a new build is the right approach — then a real builder produces firm quotes and delivers the project, so the numbers on paper hold up on site.

Partner · Financing

Multiplex mortgage broker

A licensed mortgage broker fluent in CMHC multiplex programs including MLI Select, working across lenders to structure the financing.

How It Works

Concept to keys, one accountable operator.

01 · FIND

Source the lot

We read listings the market sees as “old house,” not development site — the wide, corner and deep lots that support real density.

02 · PROVE

Prove the potential

Zoning confirmed, a concept drawn, and real build numbers from our licensed architect and construction partner. No fantasy math.

03 · POSITION

Package & position

The opportunity priced on what it can become, marketed to the buyers who value it — investors, builders and live-in owners.

04 · DELIVER

Coordinate the build

Design, permits and construction coordinated with our partners through to key handover. You have one point of contact.

See what you get →
See what your lot could hold →
Before & After

Same lot. Same street. More homes.

Drag the line to compare. Three kinds of properties, three reads of the same idea — often keeping the existing home and adding units, rather than tearing down.

After: the same lot rebuilt as a modern Toronto fourplex Before: an ordinary detached house on a city row-house street Before After · a fourplex that fits in

Illustrative concepts, not past projects. A conversion reads differently in every Ontario neighbourhood — often we keep the existing home and add units, rather than tear down.

See one that looks like your street? That’s exactly the point — send it over.

Why a multiplex

What you get

Attainable ownership

The rent from the other homes offsets your monthly carry — so a larger asset can cost less to live in than a house.

Income that carries it

Rental units help offset the mortgage and property taxes for the owner.

Gentle density that fits

Three or four homes on a lot — up to six in parts of Toronto — at a low-rise scale the street keeps.

Built to current code

Better insulation, soundproofing and efficiency, to today’s building code.

The Numbers

We underwrite to what actually leases.

We don’t make the rent fit the project. We make the project fit the rent.

Every opportunity starts with real leased comps, realistic vacancy and true build costs — and we label how far it’s been proven, so a possibility never reads as a permit. If it doesn’t pencil, we say so. We price the income units to what tenants actually pay, not the top of the market, so the building stays leased and the financing stays sound.

Pro-Forma

Sample monthly carry

Illustrative only

A Toronto lot rebuilt as a fourplex — a 1-bedroom, two 2-bedrooms, and a 3-bedroom owner’s unit. Built for around $1.2M on the lot, it appraises near $3M complete. You live in the 3-bed; the three income units carry most of the mortgage:

All-in · buy + build~ $2.1M
Appraised · on completion~ $3.0M
Rental income · 3 units (1-bed + two 2-beds)+ $8,400 /mo
Mortgage, taxes & insurance− $10,500 /mo
Net to own it & live in the 3-bed~ $2,100 /mo

Illustrative only — assumes a property around $850K, a ~$1.2M build (about $2.1M all-in), ~25% down, a blended rate, and market Toronto rents (1-bed ~$2,200, 2-beds ~$3,100). Not an appraisal, an offer, or a promise of cost, rent or return. Every lot is underwritten to its own leased comps, real financing and a real build quote. Some pencil; some don’t — and we say which.

Proof Levels

The certainty ladder

Every opportunity is labelled by how far it’s been proven:

L1
Potential

Zoning already allows it; the lot fits the as-of-right envelope. Preliminary only.

L2
Concept

Architect concept + preliminary build budget.

L3
Permit-ready

Full drawings and engineering; building permit applied for.

L4
Approved to build

Building permit issued (minor variance cleared, if the design needed one).

Financing

The financing is part of the advantage.

Multiplexes have their own lending playbook — and used right, it works in your favour. We bring in a mortgage-broker partner, family, who lives in these CMHC programs and works with multiple lenders.

Live in 1–4 units

CMHC-insured, low down payment

Owner-occupied, CMHC lets you buy a duplex with as little as 5% down, or a triplex or fourplex you live in with 10% down — turning a bigger building into a reachable purchase.

Add a suite

Refinance to build a unit

CMHC’s refinance program can help fund a secondary suite — basement, in-law or garden — on your existing home, up to four units and up to a 30-year amortization.

5+ units

CMHC MLI Select

For five units and up, MLI Select rewards buildings that are affordable, energy-efficient or accessible with better terms — higher leverage, longer amortization and lower premiums.

Because we keep the income units at attainable rents, projects often line up with exactly what these programs reward. Your broker structures the specifics; we make sure the building qualifies. One more thing you don’t figure out alone.

Book a free review →

CMHC program terms are set by CMHC and are subject to change, eligibility and lender approval; figures are illustrative. Mortgage advice is provided by a licensed mortgage professional, not by PlexEdge.

Honest answers

Common worries, answered.

The real questions owners are quietly weighing — answered straight.

“I don’t want other people living right next to me.”

Fair — but it’s worth being honest about the trade. A multiplex is designed and built for privacy: proper sound separation, smart layouts and real construction — no different than a condo, a townhouse, or a new detached home built a few feet from the next. Day to day, they’re just neighbours. So the real question is this: would you rather have no one next door and stretch to afford where you live — or have neighbours and barely notice your monthly cost? You own the building, you live in the biggest unit — the one that actually feels like home — and the other homes carry most of the bill.

“Do I have to be a landlord?”

Only as much as you want to be. You run your own building, and we help you run it well — including finding and screening the right tenants through PlexRent.ca (in development). It’s a home first.

“What if the numbers don’t work?”

Then we tell you — before you spend a dollar. Every project is underwritten to real leased comparables and a real build quote. If it doesn’t pencil, we say so.

“Isn’t this risky?”

We label exactly how far each project is proven — from “zoning already allows it” to “permit in hand” — so you never mistake a possibility for a permit.

“Can I sell it later?”

Yes. A well-run multiplex is a real, financeable asset — with more potential buyers than a single-family home, from investors to owner-occupiers.

Common Questions

Multiplexes in Ontario, in plain language.

New rules, new options. Here are the basics — then we check your address and explore what’s realistic, free.

What is a multiplex?
A multiplex is simply a house with more than one home inside it — a triplex (three homes), a fourplex (four), up to a sixplex (six) — often with a garden suite in the backyard. You can live in one unit and let the others help carry the mortgage, or hold the whole building as an investment.
Can I turn my detached house into a fourplex in Ontario?
Often, yes. Ontario’s recent rules make it much easier to add homes on lots that used to allow only one. Whether yours qualifies depends on the lot and the city — and that’s the first thing we check, free, when you send us your address.
Should I tear down or convert my existing house?
There are two paths. Converting keeps your existing house and adds or carves out units — usually faster and less expensive. Tearing down and building new gives you more homes and a modern building, but costs more and takes longer. The right call depends on your house, your lot and your budget — we walk you through both, honestly.
How many homes can my lot hold?
It depends on the lot’s size and shape and your city’s rules — commonly three or four homes, sometimes up to six where permitted, plus a garden suite. We look at your specific address and tell you what’s realistic before you spend anything.
Where does PlexEdge work?
Across Ontario, with a focus on Toronto, Hamilton, Kitchener-Waterloo and the Greater Toronto Area. If you’re elsewhere in the province, still reach out — we’ll tell you honestly whether we can help.
What does it cost to get started?
Nothing to explore it. We start with a free 30-minute consultation — we look up your address, talk through your options, and give you an honest read before you spend a dollar.

Ready when you are — book your free 30-minute consult.

Two ways in

Buying, or sitting on a lot? Start here.

For buyers & investors

A home that helps pay for itself.

We find the lots with real multiplex upside, prove the numbers, and represent your purchase — live in one and let the others carry the mortgage, or hold them all as income.

How we find you a lot →
For owners

Your lot may be worth more than the house.

If your house sits on a lot that can hold three or four homes — up to six in parts of Toronto — we position and sell it for what it can become, not just another listing.

See what your lot’s worth →
Private · No obligation

Have a lot in mind? Let’s see what it becomes.

Send an address or your criteria. We’ll tell you honestly whether the multiplex math works — nothing binding, no pressure.

— Taran

Prefer direct? taran@resolverealestate.ca  ·  (365) 645-7332

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